Investing In Property

We help put your mind at ease and allow you to suitably assess if property investment is right for you

There is no magic formula.

Other advisers will try to sell you their patented formula for guaranteed success. They promise the world, but the tactics are really just straight off the shelf.

At Property Drive, we believe that your investment strategy should be just that: yours . There is no one-size fits all investment strategy. Instead, we tailor a strategy for your goals, resources, risk profile and cashflow. We’ll even draw up a full financial plan before we set out researching investment properties.

And the journey doesn’t end with the purchase. We’ll stay with you, fine-tuning your portfolio to maintain strong returns for the years ahead.


"Our houses are such unwieldy property that we are often imprisoned rather than housed by them."

Henry David Thoreau

Is Property Investing Right For Me?

Property is a popular investment choice for Australians but deciding if it is the right place to invest your hard-earned money can be a difficult one. Consider the pros and cons before you dive head-first into a long-term investment. This will put your mind at ease and allow you to suitably assess if property investment is right for you. 

The pros of property investment

  • You can earn rental income from having tenants rent out your investment property.
  • If your property increases in value over time you will benefit from a capital gain when you sell or you can consider using the equity in the property to re-invest.
  • Most property expenses can be offset against rental income, for tax purposes, including interest on any loan used to purchase the property.
  • Property investment can be less volatile than shares.
  • Unlike shares, your property is a physical investment that you can see and touch.
  • Property can be less volatile than shares or other investments.
  • Physical asset – You are investing in something you can see and touch.

The cons of property investment

  • Rental income may not cover your mortgage payments or other expenses so you may have to use cash flow surplus and invest some of your income to meet repayments and expenses
  • An increase in interest rates will increase your repayments and decrease your disposable income.
  • There may be periods of time where you don’t have a tenant and will have to cover all costs yourself.
  • Unlike other investments, you can’t sell off a bedroom if you need to access some cash in a hurry.
  • If property investment is your main investment you may have little or no diversification.
  • If the value of the property goes down you could end up owing more than the property is worth, this is known as negative equity.
  • Expenses such as stamp duty, legal fees and real estate agent’s fees make buying and selling property very expensive.



Call us on (02) 8861 1880 or book online

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